*{box-sizing:border-box}body{margin:0;font:16px/1.65 system-ui,-apple-system,Segoe UI,sans-serif;color:#18202b;background:#f7f8fb}a{color:#2546d8;text-decoration:none}header{background:#10162b;color:white}.wrap{max-width:1080px;margin:auto;padding:0 22px}.nav{display:flex;align-items:center;justify-content:space-between;padding:18px 22px}.brand{font-weight:800;font-size:22px;color:white}.nav a{color:#dfe5ff;margin-left:18px}.hero{padding:72px 22px 64px;background:linear-gradient(135deg,#10162b,#27376d);color:white}.hero h1{font-size:48px;line-height:1.05;max-width:760px;margin:0 0 18px}.hero p{font-size:20px;max-width:720px;color:#dce3ff}.btn{display:inline-block;background:#fff;color:#17234c;padding:12px 18px;border-radius:10px;font-weight:750;margin:8px 8px 0 0}.btn.primary{background:#3155ff;color:white}.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:18px}.card{background:white;border:1px solid #e5e8f0;border-radius:14px;padding:22px}.card h3{margin-top:0}.section{padding:46px 22px}.article{max-width:800px;margin:auto;padding:48px 22px}.article h1{font-size:42px;line-height:1.12}.article h2{margin-top:38px}.eyebrow{font-weight:800;color:#5263a8;text-transform:uppercase;font-size:12px;letter-spacing:.1em}.cta{background:#eef1ff;border:1px solid #d9dfff;border-radius:14px;padding:22px;margin:32px 0}.note{background:#fff8df;border-left:4px solid #d7a900;padding:14px 18px}.breadcrumbs{font-size:14px;color:#667085;margin-bottom:22px}footer{padding:36px 22px;background:#10162b;color:#bdc6e7;margin-top:40px}footer a{color:white}@media(max-width:700px){.hero h1,.article h1{font-size:36px}.nav .links{display:none}}
/* Accessible CTA enhancements */
a:focus-visible, button:focus-visible {
  outline: 3px solid #ffcc33;
  outline-offset: 3px;
  border-radius: 6px;
}
.header-cta {
  display:inline-block;
  margin-left:18px;
  padding:10px 14px;
  border-radius:9px;
  background:#ffffff;
  color:#10162b !important;
  font-weight:800;
  border:2px solid #ffffff;
}
.header-cta:hover { background:#eef1ff; }
.article-shell {
  max-width:1080px;
  margin:auto;
  display:grid;
  grid-template-columns:minmax(0, 1fr) 280px;
  gap:34px;
  padding:48px 22px;
  align-items:start;
}
.article-shell .article {
  max-width:none;
  margin:0;
  padding:0;
}
.sidebar {
  position:sticky;
  top:24px;
}
.sidebar-card {
  background:#ffffff;
  border:1px solid #dfe3ee;
  border-radius:14px;
  padding:20px;
  box-shadow:0 6px 20px rgba(16,22,43,.06);
}
.sidebar-card h2 {
  font-size:21px;
  margin-top:0;
  line-height:1.2;
}
.sidebar-card .btn {
  display:block;
  width:100%;
  text-align:center;
  margin:10px 0 0;
}
.sidebar-card p:last-child { margin-bottom:0; }
.sidebar-disclosure {
  font-size:13px;
  color:#5d6678;
}
.skip-link {
  position:absolute;
  left:-9999px;
  top:auto;
}
.skip-link:focus {
  left:16px;
  top:16px;
  z-index:9999;
  background:#fff;
  color:#10162b;
  padding:10px 14px;
  border-radius:8px;
  font-weight:800;
}
@media(max-width:900px){
  .article-shell{grid-template-columns:1fr}
  .sidebar{position:static}
}
@media(max-width:700px){
  .header-cta{margin-left:auto}
  .nav{gap:12px}
}